Provides cover for defence costs in the investigation, defence, settlement or appeal of a claim for sexual abuse
Claims example
Children in care of residential care homes reported abuse in the mid to late 1960’s , their initial reports were dismissed at the time and the children were accused of lying and subsequently punished. After an inquiry many years later, evidence suggested that abuse in these homes dated back to the 1940’s. Investigations were undertaken at which time the organisation incurred costs in its own investigations and defence of its position.